FINANCELAB
The Money Specialists
 Urgent · Retention
Tuesday 5 May 2026.
Triggered alert · fixed-rate expiry cluster · this week
Action required this week
$3.18M in fixed-rate expiries hit the next 7 days — 6 borrowers across 4 lenders.
Three expire today, three more stage Wed–Fri. Top of book: a $920K NAB fixed maturing Friday at 17:00. Reversion rates auto-apply on the day of expiry — the cost of inaction here is real and per-day.
Open the call list
The 6 borrowers
Borrower Expires Lender / type Broker Loan $
R.O.Fri 09 MayNAB · FR 3yrJohn K$920K
J.H.TodayCBA · IO 5yrLiam F‑M$725K
B.A.TodayNAB · FR 3yrJohn K$540K
S.M.TodayWestpac · FR 2yrAlex B$380K
F.C.Wed 07 MayWestpac · FR 2yrJohn K$465K
D.G.Thu 08 MayMacquarie · FR 3yrAlex B$150K
Reversion impact: at average +1.95% reversion, the 6 borrowers face an aggregate $61,800/year additional interest if no refinance or refix completes by their respective dates. Per-borrower contact + mobile + current rate in the companion XLSX.
What to do

Three of the six expire today — call before lunch. The Friday $920K NAB is the largest single line item; refix or refinance conversation needs to land Wednesday at the latest to give NAB processing time.

Companion list on the shared Drive carries the per-borrower brief: current rate, reversion rate, lender market positions, refinance options. Read-only, owned by Keith for edits.

 
FINANCELAB
Cluse & Co · Retention Alert · 5 May 2026 at 07:15 ACST
This email contains general information only and does not constitute financial or credit advice. Australian Credit Licence 366541 · Connective Credit Services Pty Ltd ABN 51 143 651 496 · John Kefalianos CRN 425945.